Wegagen Bank is pushing ahead with a digital transformation plan, embedded within its five-year corporate strategy aligned with the broader national digital agenda. Focusing on expanding digital services such as mobile banking and AI-driven lending products, the Bank has launched innovative platforms like Efoyta, a collateral-free digital loan specifically for women-led small businesses overlooked by traditional finance. 

Using data analytics to spot trends, including salaried customers’ end-of-month liquidity crunches, it introduced the “Wase Prime” payday loan, which has dramatically shortened loan processing from months to mere minutes.